Rules

To qualify, premium must consist solely of new Workers’ Compensation business written within the following divisions: Accident Fund, CompWest, Middle Market (Third Coast Underwriters and United Heartland), or Ameritrust Agriculture (collectively referred to as “the Company”). Only voluntary premium generated within these specified divisions between January 1, 2026, and December 31, 2026, will be eligible for this incentive program.

One agent and guest from each participating agency can qualify for the trip. Eligible participants are agency principals, managers or producers with significant involvement in the Company’s business. Children (18 years and younger) may accompany parents at qualifier’s expense if the trip venue permits. No substitute arrangements or cash payments will be made in lieu of the contest. In the event the total number of agent qualifiers exceeds the total available rooms, those qualifiers would be awarded based on most profitable calendar year loss ratio. The Company reserves the right to disqualify any agency that is not up to date on payments or that has breached other contractual requirements of their Agency Agreement. The value of this trip is subject to IRS tax regulations. Agents will receive a 1099 or a statement of value for their trip(s). All rules, 2026 written premium, 2026 over 2025 increases, premium retention and cumulative or YTD loss ratios are determined by the Company. The Company will base all production numbers from information provided in monthly updates. The rules and conditions set forth in this brochure convey the Company’s general intent. Should any circumstances arise bringing about inequities for winners and/or the Company, the Company reserves the right to modify rules for any individual or the traveling group. Should any unforeseen circumstances arise, to indicate that modification or termination appears advisable, the Company reserves such right, but will substitute other destinations or arrangements of approximately equal value. The trip must be utilized by a principal, manager or producer who is a member of the agency, with significant involvement in the production of the Company’s business.